WalletLens vs a Spreadsheet

An automated free net-worth tracker vs. a manual spreadsheet.

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Feature comparison

FeatureWalletLensa Spreadsheet
PriceFree foreverFree
Account requiredNo accountNo (file-based)
Crypto supportYes (live)Manual prices
Stocks & ETFsYes (live)Manual prices
Precious metalsYes (live)Manual prices
Data privacy / local-firstData stays on your deviceYour file
Live price auto-updateYesNo (manual)
Built-in AI analysisYesNo
Setup effortAdd holdings, doneBuild & maintain formulas

The verdict

A spreadsheet is unbeatable for flexibility and works offline with full control over every formula, which suits people who enjoy building their own system. WalletLens removes the manual price updates and formula maintenance by pulling live prices and computing P&L, ROI and allocation automatically — while staying just as private. If you value control above all, keep the spreadsheet; if you want the same privacy with far less upkeep, WalletLens wins.

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Frequently asked questions

Is WalletLens a free alternative to a Spreadsheet?

Yes. WalletLens is a 100% free, no-account alternative to a Spreadsheet that tracks your whole net worth — crypto, US stocks and ETFs, precious metals, fiat and cash — in one dashboard, with no subscription and no credit card.

Do I need an account or a bank login to use WalletLens?

No. Unlike a Spreadsheet, WalletLens needs no sign-up, email, password, or bank/exchange login. Open it and start tracking immediately; you enter your holdings yourself.

Is my financial data private with WalletLens?

Yes. WalletLens stores all of your portfolio data locally in your browser (localStorage). Your holdings are never sent to a server, so your financial data never leaves your device.

What assets can WalletLens track?

Cryptocurrencies (Bitcoin, Ethereum and 10,000+ coins via CoinGecko), US stocks and ETFs, precious metals (gold, silver, platinum), fiat currencies and cash — your complete net worth in a single view.

Comparison reflects publicly documented features and is for general guidance, not endorsement or financial advice.

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