A free, private, no-account tracker vs. a bank-linked net-worth dashboard.
| Feature | WalletLens | Personal Capital |
|---|---|---|
| Price | Free forever | Free (markets paid advisory) |
| Account required | No account | Account required |
| Crypto support | Yes (native) | Limited / manual |
| Stocks & ETFs | Yes | Yes |
| Precious metals | Yes | Manual |
| Data privacy / local-first | Data stays on your device | Cloud + account linking |
| Bank / exchange login required | No login required | Bank / brokerage linking |
| Retirement planning tools | Portfolio analysis | Yes (detailed) |
| Live prices | Yes | Yes |
Personal Capital (now Empower) is a strong free dashboard for US investors who want automatic account aggregation and detailed retirement projections. WalletLens is the better choice when you want native crypto, no account, no bank linking, and full on-device privacy. Pick Personal Capital for hands-off account syncing and planning; pick WalletLens for a free, private, crypto-inclusive net-worth tracker.
Yes. WalletLens is a 100% free, no-account alternative to Personal Capital that tracks your whole net worth — crypto, US stocks and ETFs, precious metals, fiat and cash — in one dashboard, with no subscription and no credit card.
No. Unlike Personal Capital, WalletLens needs no sign-up, email, password, or bank/exchange login. Open it and start tracking immediately; you enter your holdings yourself.
Yes. WalletLens stores all of your portfolio data locally in your browser (localStorage). Your holdings are never sent to a server, so your financial data never leaves your device.
Cryptocurrencies (Bitcoin, Ethereum and 10,000+ coins via CoinGecko), US stocks and ETFs, precious metals (gold, silver, platinum), fiat currencies and cash — your complete net worth in a single view.
Comparison reflects publicly documented features and is for general guidance, not endorsement or financial advice.
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