A free, private, no-account tracker vs. a bank-linked wealth dashboard.
| Feature | WalletLens | Empower (Personal Capital) |
|---|---|---|
| Price | Free forever | Free (markets paid advisory) |
| Account required | No account | Account required |
| Crypto support | Yes (native) | Limited / manual |
| Stocks & ETFs | Yes | Yes |
| Precious metals | Yes | Manual |
| Data privacy / local-first | Data stays on your device | Cloud + account linking |
| Bank / exchange login required | No login required | Bank / brokerage linking |
| Built-in AI analysis | Yes | Limited |
| Live prices | Yes | Yes |
Empower is excellent for US users who want automatic bank and brokerage aggregation and detailed retirement planning, and it is free because it markets paid wealth-management services. WalletLens is the better fit if you want native crypto support, no account, no bank linking, and your data kept private on your device. Choose Empower for hands-off account syncing; choose WalletLens for a free, private, crypto-inclusive net-worth view.
Yes. WalletLens is a 100% free, no-account alternative to Empower (Personal Capital) that tracks your whole net worth — crypto, US stocks and ETFs, precious metals, fiat and cash — in one dashboard, with no subscription and no credit card.
No. Unlike Empower (Personal Capital), WalletLens needs no sign-up, email, password, or bank/exchange login. Open it and start tracking immediately; you enter your holdings yourself.
Yes. WalletLens stores all of your portfolio data locally in your browser (localStorage). Your holdings are never sent to a server, so your financial data never leaves your device.
Cryptocurrencies (Bitcoin, Ethereum and 10,000+ coins via CoinGecko), US stocks and ETFs, precious metals (gold, silver, platinum), fiat currencies and cash — your complete net worth in a single view.
Comparison reflects publicly documented features and is for general guidance, not endorsement or financial advice.
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