What Is Net Worth?

Net worth is the total value of everything you own minus everything you owe, giving a single snapshot of your overall financial position.

Definition

Net worth is the most complete measure of your financial health. It is calculated by adding up all your assets and subtracting all your liabilities.

Assets include cash, investments, crypto, retirement accounts, property, and valuables. Liabilities include debts such as loans, mortgages, and credit card balances. The difference between the two is your net worth.

Tracking net worth over time is more meaningful than watching any single account, because it shows whether your overall wealth is growing. A rising net worth means you are building wealth faster than you are taking on debt.

WalletLens gives you a free, private net-worth view that combines your crypto, stocks, metals and cash in one place, updating with live prices and no account required.

Track it in WalletLens

WalletLens is a free, private net-worth tracker that puts concepts like this into practice — it tracks your crypto, stocks, gold and cash in one dashboard, computing cost basis, P&L and allocation automatically with live prices. No account, and your data stays on your device.

Open the free tracker →

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