June 2026 · 6 min read
How to Track Crypto and Stocks Together in One Portfolio
Most people hold crypto, stocks, and some cash or gold — but track each in a separate app and never see the whole picture. Here is how to view your true net worth across every asset class in one place.
A typical modern portfolio is not just crypto. It is some Bitcoin and Ethereum, a few shares of an index fund or individual stocks, maybe some gold, and a cash buffer in the bank. The problem is that almost every tracking tool specialises in exactly one of these. So you end up checking a crypto app, a brokerage app, and a banking app — and you never actually see your total net worth in a single number.
This guide explains why a unified, all-asset view matters and how to build one in a single app.
Why Most People Track Assets in Silos
The tools are built in silos because the data sources are. Crypto prices come from exchanges and aggregators; stock prices come from market-data providers; metals and FX come from yet other feeds. Most apps integrate one source and call it done. The result is that your "portfolio" is really three or four disconnected portfolios, and the most important question — *how much am I actually worth, and how is it allocated?* — has no single answer.
The Case for a Single Net-Worth View
Seeing everything together changes the decisions you make:
- True allocation. You might feel diversified because you own ten coins — but if crypto is 90% of your net worth and your "diversification" is all within that 90%, you are far more concentrated than you think. Only an all-asset view reveals this.
- Real risk. Volatility in a $5,000 crypto bag means something very different if your total net worth is $20,000 versus $500,000. Context requires the whole picture.
- Better rebalancing. You cannot rebalance across asset classes you cannot see side by side. A unified view is the prerequisite for moving between crypto, equities, and cash deliberately.
What a Unified Tracker Needs to Handle
To genuinely combine asset classes, a tracker has to:
- Price cryptocurrencies (thousands of coins, 24/7 markets).
- Price equities and ETFs (Apple, Tesla, index funds — markets that close on weekends).
- Price precious metals (gold, silver, platinum) per ounce or gram.
- Handle fiat and FX so cash balances in different currencies convert correctly.
- Treat stablecoins as cash, not as speculative positions, so your P&L is not distorted.
Few tools do all five. The ones that do let you finally answer the net-worth question.
The Allocation Question
Once everything is in one place, the natural follow-up is: *what mix should I hold?* There is no universal answer, but a common framework is to decide a target weight for each category — for example, a majority in diversified equities, a smaller satellite allocation to crypto sized so that a large drawdown would not derail your plans, and a cash buffer for opportunities and emergencies. The specific numbers depend entirely on your timeline and risk tolerance. The point of a unified tracker is not to pick those numbers for you, but to show you what your *current* mix actually is so you can compare it to your intended one.
Setting It Up in One App
WalletLens is built around this all-asset idea. In one dashboard you can hold crypto, US stocks and ETFs, gold and silver, fiat, and FX, and it shows a single live net-worth figure with a breakdown by category.
1. Open walletlens.live — no account needed.
2. Add a crypto holding (search any of thousands of coins), then a stock (e.g. "AAPL"), then a metal or cash balance.
3. Watch the dashboard combine them into one net-worth total, with allocation by category.
4. Open the AI analysis for a diversification grade and risk read across the whole portfolio — not just the crypto slice.
Because everything is stored locally in your browser, there is no account and no server holding your financial data.
Keeping It Updated
The friction with manual trackers is data entry. WalletLens reduces it three ways: type a trade in plain language, speak it by voice ("I bought two shares of SPY at 540"), or import a CSV of your transaction history from an exchange or broker. For one-off snapshots you can also import a screenshot of your holdings and let AI read it into reviewable trades. Once entered, prices update automatically.
> Educational note: Combining asset classes in one view is for clarity and planning. It is not investment advice, and live prices can lag or differ from your broker or exchange of record. Verify anything you act on.
Conclusion
Your net worth is not "my crypto" plus a vague sense of "some stocks somewhere." It is one number, made of several asset classes, with a real allocation you should be able to see at a glance. Tracking crypto and stocks — and gold and cash — together is the only way to know whether you are actually diversified, actually taking the risk you intend, and actually on track. Pick a tool that handles every asset class you own, put them all in one place, and check the combined view regularly. The clarity is worth far more than the few minutes it takes to set up.